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Refinance Loans

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Improve your terms, lower your payments, and optimize your investment portfolio.

What is Refinancing?

Refinancing replaces your existing mortgage with a new loan, typically with better terms. This can help you lower your interest rate, reduce monthly payments, change your loan term, or switch from an adjustable-rate to a fixed-rate mortgage.

For real estate investors, refinancing can be a powerful strategy to improve cash flow across your portfolio, consolidate debt, or free up capital for new investments.

Key Benefits

Lower your monthly payments
Reduce your interest rate
Shorten your loan term
Switch from ARM to fixed rate
Consolidate multiple loans
Remove private mortgage insurance

Refinance Options

Rate & term refinance
Investment property refinance
Portfolio refinance
Commercial refinance
Multi-family refinance
Mixed-use refinance

Quick Facts

Loan Amount

$75K - $5M+

LTV

Up to 80%

Closing Time

2-4 Weeks

Terms

Up to 30 Years

No hard credit pull required

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Light Speed Business Funding.ai